Personal Insolvency

Insolvency doesn’t have to mean bankruptcy. Professional advice can help you to restructure your finances, manage creditor exposure and reduce future risk.

Sympathetic

Insolvency can be an overwhelming experience. Our highly empathetic team is here to help you look to the future instead of holding on to the past and get you back on the right financial track.

Sensitive

We understand that the repercussions of insolvency can be intimidating. We look at all options to identify the most sensible, practical solution to minimise costs and, where possible, avoid bankruptcy.

Trustworthy

Our sympathetic approach gives you direct access to highly qualified professionals with vast experience in all areas of personal insolvency.

How we can help

Individual voluntary arrangements (IVAs): A private rescue procedure offering an alternative to bankruptcy, giving debtors more control over their own financial affairs while avoiding the duties, expenses and fees involved in bankruptcy proceedings.

Bankruptcy: As a last resort, we can act as a trustee for creditors, as a trustee following a Secretary of State appointment, and/or as an interim receiver pending the hearing of a bankruptcy petition in circumstances where assets are in jeopardy.

Ad hoc advice: We can also advise you on your rights to retain property including pension rights, and assess the possibility of proposing an IVA as an alternative to, or an exit from, a bankruptcy process.

Our credentials

Leading

A top ten UK accountancy firm, as ranked by Accountancy Age.

Recommended

Much of our work comes from referrals through our established relationships with intermediaries and existing clients.

Accredited

A member of R3: the association of business recovery professionals.

Specialist

Our partners and directors regularly contribute commentary on restructuring and recovery issues in the national and trade press.

You can view our list of insolvency licensing bodies here.